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AI tools for payments

7 tools, ranked by our overall rating.

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1

Klarna

Klarna

4,0 Very good
Swedish
Swedish Payments Price on request EU data storage βœ“

Swedish payment solution with invoice, instalments and Klarna Checkout, well-known in the checkout among Swedish customers.

  • Well-known and trusted by Swedish customers
  • Often increases conversion
  • Transaction fees can become high

Best for: E-commerce stores that want to offer invoice and instalment payments.

2

Swish

Getswish AB

4,0 Very good
Swedish
Swedish Payments Price on request EU data storage βœ“

Sweden's standard for fast payments. Swish Handel lets businesses take payments directly on mobile.

  • All Swedes have it
  • Real-time direct payment
  • Mainly for Swedish customers

Best for: Small businesses that want to get paid quickly by Swedish customers.

3

Bambora

Worldline

3,8 Good
EU/EEA Payments Price on request EU data storage βœ“

Payment solution with Swedish origin (BorΓ₯s). The Bambora brand has been absorbed into French Worldline and bambora.com redirects to worldline.com. Cards online and in-store.

  • Swedish origin, European owner
  • Both online and physical store
  • Pricing on request, no public price list

Best for: Stores that want card and online payments.

4

Mollie

Mollie

3,8 Good
GDPR-friendly
EU/EEA Payments Price on request EU data storage βœ“

Dutch payment provider that is easy to get started with for smaller e-commerce businesses.

  • Easy to integrate
  • European (Netherlands)
  • Fewer local Swedish methods than Klarna

Best for: Smaller webshops that want simple European payments.

5

Worldline

Worldline

3,8 Good
EU/EEA Payments Price on request EU data storage βœ“ ISO 27001

One of Europe's largest payment providers (owns Bambora among others). Cards, online and terminals.

  • Large European player
  • Comprehensive payments
  • More oriented towards larger companies

Best for: Companies that want a large European payment partner.

6

Trustly

Trustly

3,5 Good
Swedish Payments Price on request EU data storage βœ“ ISO 27001

Swedish solution for direct account-to-account payments, common for online purchases and subscriptions.

  • Swedish company
  • Payment directly from the bank account
  • Mostly for specific payment flows

Best for: Companies that want to offer direct bank payments.

7

Adyen

Adyen

3,3 Good
EU/EEA Payments Price on request EU data storage βœ“ ISO 27001

Dutch payment giant behind many large e-commerce merchants. Powerful, but built for volume.

  • Market-leading European player
  • Comprehensive and stable
  • Overkill for the smallest

Best for: Growing companies with high payment volume.