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Is Microsoft Copilot GDPR-safe?

Partly: read the fine print

Microsoft Copilot stores data within the EU, but the vendor is based outside the EU and may be covered by third-country legislation (for US companies: the CLOUD Act) regardless of server location. For non-sensitive data this is rarely a problem, but for customer data you should weigh the risk.

Facts that decide

Vendor jurisdiction Outside EU (Microsoft)
EU data storageYes
GDPR terms / DPAStated to be available, verify in your contract
CertificationsISO 27001, ISO 27017, ISO 27018, ISO 42001, SOC 2, BSI C5
CategoryWriting

Full review of Microsoft Copilot →

How to use it more safely

  1. Sign a data processing agreement (DPA) if personal data is processed.
  2. Never enter national IDs or sensitive data.
  3. Check the vendor's sub-processors: AI features often forward data.
  4. Read our GDPR guide for small businesses for the full picture.

European alternatives

DeepL

DeepL

4,3 Very good
Best translation
EU/EEA Translation Freemium EU data storage ✓ ISO 27001

The best AI translation on the market, and a German company with EU data storage.

  • Best translation quality
  • EU data storage (German company)
  • Mostly translation, not all-round

Best for: Translate texts and emails with high quality within the EU.

Mistral (Le Chat)

Mistral AI

3,8 Good
European
EU/EEA Writing Freemium EU data storage ✓ ISO 27001

France's answer to ChatGPT: the AI chat Le Chat from Mistral AI in Paris, one of the few European models in the top class. Data is stored within the EU, with a GDPR data processing addendum and certifications for SOC 2 Type II as well as ISO 27001 and 27701. A free tier is available to start with.

  • European model in the top class, developed by Mistral AI in Paris.
  • Data storage within the EU, with a GDPR processing addendum and certifications for SOC 2 Type II as well as ISO 27001/27701.
  • Does not quite reach the level of the largest American models.

Best for: A Swedish consultant or agency that wants a powerful AI chat for quotes and emails without handing data to an American provider.

Surfer SEO

Surfer

2,8 Okay
Best for SEO
EU/EEA Search optimisation (SEO) From approx 550 SEK/month

Optimizes your text for Google based on what already ranks.

  • Concrete SEO guidance
  • Good for content teams
  • Expensive for single articles

Best for: Those who write content to rank on Google.

Try Surfer SEO → Affiliate link Details

Common questions

Does Microsoft Copilot store data inside the EU?

Yes, Microsoft Copilot offers data storage within the EU/EEA.

Is Microsoft Copilot covered by the CLOUD Act?

The vendor is based outside the EU. US companies are covered by the CLOUD Act regardless of server location; see the tool page for details.

What is needed to use Microsoft Copilot in a GDPR-safe way?

Sign a data processing agreement (DPA) if the tool processes personal data on your behalf, minimise the personal data you feed in, and check the vendor's sub-processors. See our DPA guide for the steps.

Our assessment is based on verified data about vendor, storage and certifications (2026). GDPR compliance also depends on how you use the tool. This is guidance, not legal advice. See How we review.